What Documents are Needed to Apply for a FHA Loan?

Your loan approval depends 100% on the documentation that you provide at the time of application. You will need to give accurate information on:

Employment

Complete Income Tax Returns for past 2-years
W-2 & 1099 Statements for past 2-years
Pay-Check Stubs for past 2-months
Self-Employed Income Tax Returns and YTD Profit & Loss Statements for past 3-years for self-employed borrowers

Savings

Complete bank statements for all accounts for past 3-months
Recent account statements for retirement, 401k, Mutual Funds, Money Market, Stocks, etc.

Credit

Recent bills & statements indicating account numbers and minimum payments
Landlord's name, address, telephone number, or 12- months cancelled rent checks
Recent utility bills to supplement thin credit
Bankruptcy & Discharge Papers if applicable
12-months cancelled checks written by someone you co-signed for to get a mortgage, car, or credit card, this indicates that you are not the one making the payments.

Personal

Drivers License
Social Security Card
Any Divorce, Palimony or Alimony or Child Support papers
Green Card or Work Permit if applicable
Any homeownership papers

Refinancing or Own Rental Property

Note & Deed from any Current Loan
Property Tax Bill
Hazard Homeowners Insurance Policy
A Payment Coupon for Current Mortgage
Rental Agreements for a Multi-Unit Property

LendLink Financial, Inc.
Mortgage Banking MB License MB.6761027
Company NMLS 1162430
Illinois Residential Mortgage Licensee
Illinois Dept. Financial & Professional Regulation
555 West Monroe Street, 5th Floor
Chicago, IL 60661
All Inquiries: 1-888-473-4858
TYY: 1-866-325-4949

Florida Mortgage Lender MLD1640
Florida Mortgage Broker MBR2730

For licensing information, go to:
www.nmlsconsumeraccess.org

Contact Us

5901 N Milwaukee Ave ste F
Chicago, Illinois 60646

Phone: (773) 304-3400
Fax : (773) 283-2788

contact@lendlink.us

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